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Money Smart Week:

Save Your Lunch Money

Save your lunch money. During Money Smart Week, lunch is on us.

 

We know you’re smart. You’re a Purdue student, after all. But are you money smart? Purdue Libraries wants to help you establish healthy financial habits now that will lead to huge dividends (figuratively and literally) in the future.

Every day during National Money Smart Week, we're offering a free lunch for the first fifty students who attend our daily seminar series. While you eat, we’ll tell you about some smart things you can do with the lunch money you saved and provide tips for planning your financial future with confidence.

Students may attend more than one session, in fact, we encourage it! Each lunchtime session features a different topic and special guest. Mix and match, or come all week: Monday, April 3–Friday, April 7 | 11:30 AM–12:30 PM in PMU 231

Money Smart Week is a national public education program coordinated by the Federal Reserve Bank of Chicago that empowers people with the knowledge and skills to make better-informed personal financial decisions. For more information about National Money Smart Week, including additional free webinars and resources, visit www.moneysmartweek.org.

 

Monday, April 3

Get Credit for Good Credit

Remember when the only number you had to obsess over was your ACT score? Well, that’s got nothing on the importance of your credit score. Unlike test scores, your credit score follows you for life. Whether your parents encouraged you to start building credit early, you snatched up a high-interest store credit card for a one-time discount when you turned 18, or you’ve never had a credit card in your life—we’ll help you navigate the good, the bad, and the confusing about credit.

  • Where: PMU 231
  • When: Monday, April 3 | 11:30 AM–12:30 PM
  • Who: Junia McDole is the Program Director for Boiler Financial Track. Boiler Financial Track was started in 2019 with a collaboration between Purdue Student Life, Recreation and Wellness and Purdue Federal Credit Union. Her previous experience in providing education and guidance to students and families regarding financial aid, financial wellness and the scholarship process made for a smooth transition to run Purdue’s official financial wellness program. She received her MBA through Purdue University Global and has maintained membership with the Association for Financial Counseling & Planning Education and the National Financial Educators Council. She is passionate about providing students with the financial education they need to ensure a strong financial foundation that will last throughout their lives.

Tuesday, April 4

Investing for Beginners: Tips for Your 20s and 30s

Why you should invest, investment choices, key factors to consider, your 401(k) plan, and long-term financial goals. Tips, mistakes to avoid, and lessons learned over a 20-year career from a fellow Boilermaker. My goal is for you to learn one or two items to help you personally or professionally in your career.

  • Where: PMU 231
  • When: Tuesday, April 4 | 11:30 AM–12:30 PM
  • Who: Young Lee is a Senior Vice President and wealth management advisor at Merrill Lynch in Lafayette, IN. He’s been honored twice by Forbes, in 2018 and 2022, for his abilities. He spoke at his commencement ceremony in 2005. He received the Young Alumni Award from Purdue in 2015, and earned the Bernie Flowers Award for Outstanding Contribution to Sports from the Joe Tiller Chapter of the National Football Foundation in 2021. He and his family also have endowed a scholarship at Purdue University in honor of Sara Stein Koch, former director of undergraduate programs at the business school.

Wednesday, April 5

The Importance of Budgeting

It’s not how much money you make; it’s what you do with it! Whether you are working on building your emergency savings, trying to save for a vacation, or just want to improve your spending habits, Leah Gutierrez, Senior Financial Counselor at Purdue Federal Credit Union, will walk you through some tips and tricks on how to create your own budget so you can achieve your financial goals. You will walk away with the tools needed to create a budget, the knowledge of what budgeting tools are the best, how to set financial goals, and how to focus on savings.

  • Where: PMU 231
  • When: Wednesday, April 5 | 11:30 AM–12:30 PM
  • Who: Leah Gutierrez is a Senior Financial Counselor at Purdue Federal Credit Union. Leah has over ten years of experience in the financial services industry and has been a financial counselor and educator for over five years. She loves helping people of all ages learn about finances and achieve new and challenging goals. Leah serves the community by volunteering with Junior Achievement, the United Way VITA Tax Program, providing financial counseling services to Habitat for Humanity, and chairing the Money Smart Week Committee to help with financial literacy initiatives in the Greater Lafayette area.

Thursday, April 6

Why and How to Jumpstart Financial Independence

Albert Einstein declared that “compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it.” Unless one has a rare talent or skill (think professional athlete) or unpredictable luck (such as winning the lottery), the path to financial independence is achieved by doing the right things early and often. There are no shortcuts, but there are tools and pathways. This session will help identify successful habits and techniques to increase your personal stock value and begin to accumulate positive net worth. It’s critical to establish a solid foundation to build upon, and there’s no time like the present!

  • Where: PMU 231
  • When: Thursday, April 6 | 11:30 AM–12:30 PM
  • Who: Sarah Arthur is a Financial Advisor at Valeo Financial Advisors LLC. After graduating from Purdue in 2007 with a management degree, Sarah moved to Chicago. Her first career was in retail real estate development, which brought her to Los Angeles. Sarah switched to her current financial planning and advisory career in 2013 after taking classes at UCLA for the Certified Financial Planner (CFP) examination. Sarah is excited to be at Valeo Financial Advisors, which allows her increased accessibility to her clients and more freedom to intertwine her work and life. Her clients are mostly business owners and commercial real estate professionals. Sarah collaborates with fellow advisors at Valeo on client service and business development efforts.

Friday, April 7

Outlook and Opportunities

Join us for the Outlook and Opportunities seminar. Learn how current market conditions and the political, economic and cultural forces that shape our markets can affect you as an investor.

  • Where: PMU 231
  • When: Friday, April 7 | 11:30 AM–12:30 PM
  • Erik Roe is a Financial Advisor with Edward Jones. He received a B.S. in business systems and finance from Taylor University, and an MBA from Indiana Wesleyan University. He has been in the financial services industry since 2002, and with Edward Jones since completing his MBA in 2005. At Edward Jones, he has held a number of leadership roles, and is currently serving as the performance leader for more than 50 financial advisors throughout central Indiana. Roe has also served as a director of a program at Edward Jones called Developing Leadership Presence. As a partner with Edward Jones, Roe believes it is important to give back to the firm that has given so much to me.